What Will My Insurance Cover?
Water Damage and Mould Remediation
When it comes to what insurance companies will or will not cover, the issue can be a bit complex. It often depends on the unique situation you find yourself in, so it’s always important to talk to your insurance company to find out exactly what is covered.
Water damage restoration is typically covered by home insurance, while mould removal services as a result of water damage are not. Although water damage and mould growth go hand-in-hand, mould growth is often viewed by insurance companies as a problem due to lack of maintenance or upkeep from property owners. Therefore, in many cases, it typically does not fall under insurance coverage.
It is important to note that in some extenuating circumstances, mould growth will be covered by insurance. If the home has been damaged by, for example, a severe flash flood, and the resulting significant water damage causes mould growth, that may be covered.
So, if you have water damage and need mould removal, what should you do? First, report the water damage to your insurance company to find out what your options are. Next, consider calling a mould removal specialist for air quality testing, thorough inspection and reliable mould remediation.
Signs That Mould Growth is Present
Water Damage and Mould Remediation
If your home has recently had any sort of water damage, the chances are quite high that mould has begun to grow, even if you can’t see it. Mould growth can happen in areas that you can’t check, such as behind walls or under tiles, carpets, baseboards, and flooring.
While mould growth may not always be obvious, there are some common signs to look out for that often indicate a mould issue. It is especially important to keep an eye out for these things if you have recently had water damage in your home:
- Discolouration: If you notice that areas of your floor, wall, fabric furniture, or windowsills seem discoloured or a slightly different colour than the surrounding areas, there is likely mould growth
- Musty Smell: You have probably smelled it before, that classic “musty” odour you may remember from an old basement or antique store. That smell usually is the result of excess moisture and mould growth.
- New, Persistent Cough: Indoor mould can cause health issues such as throat, nose, and eye irritation, a persistent cough, and wheezing. If you suddenly notice these symptoms after water damage, it may be due to mould
Remember, mould growth can occur within 48 hours of water damage. It is important to be diligent as soon as you have a leak or experience water damage of any sort. The sooner you catch a mould issue, the better.
Rely On National Mould Removal For Safe & Effective Removal
If you have experienced water damage, you can rely on the experts at National Mould Removal to inspect your home for any signs of mould, and safely and effectively remove it.
National Mould Removal is your top-rated mould removal company in Kitchener and the surrounding areas. We have a 100% 5-Star rating and are always committed to customer satisfaction.
If you are worried that you may have a mould growth problem, give us a call.
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